Our Qualifications

Since 1982, William H. Powers, Jr. (Bill) has been working with clients in formulating and implementing personal plans, seeking to achieve their personal financial goals.

Bill is a registered representative of Cetera Advisors LLC . He is also an investment advisor representative affiliated with Cetera Advisors LLC, representing investment managers including, Frank Russell, SEI and AssetMark.

Bill is licensed in life, disability, accident and health, and variable contracts in Michigan and several other states.

He has earned the designation of ChFC. What is a ChFC? It is a designation granted by the Solomon S. Huebner School of the American College, Bryn Mawr, PA. The ChFC program focuses on the comprehensive financial planning process as an organized way to collect and analyze information on a client's total financial situation; to identify and establish specific financial goals; and to formulate, implement, and monitor a personal plan to achieve those goals. The ChFC program provides financial planners and others in the financial services industry with in-depth knowledge of the skills needed to perform personal financial planning for their clients. Since its inception in 1982, more than 32,000 men and women have met the educational, experience, and ethics mandates needed to earn the ChFC designation.

Cynthia L. Brown is a licensed life, accident and health agent. Cindy also holds a series 7 general securities registration. Since joining the firm in 1995, Cindy has specialized in working with our business clients in an effort to maximize their employee benefit dollars. Cindy has the unique ability with insurance carriers to resolve complex billing and claim problems.